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The Patient Protetcion and Affordable Care Act (ACA) is a landmark health care reform law enacted in March 20101. It was designed to provided comprehensive health coverage to all Americans while ensuring the process is fair and easy to navigate. Here are some key benefits and protections offered by the ACA:
Enrolling in an ACA health plan is time-sensitive, with specific dates to keep in mind for Open Enrollment:
If you have any questions or need assistance with the enrollment process, don't hesitate to reach out to us at 866-438-4274. We're here to help you navigate your healthcare options and ensure you find the best plan fo your needs.
1Descriptions above about ACA are from Healthcare.gov and U.S. Department of Health & Human Resources. They provide comprehensive resources and tools to assist you in making informed decisions about your healthcare coverage.
HealthyAmerica is committed to providing our members with access to comprehensive major medical plans that ensure you and your family are covered for a wide range of healthcare needs. Among these offerings, the Affodable Care Act (ACA) plans stand out for their extensive coverage and affordability.
Open Enrollment for ACA plans is available from November 1st through January 15th. During this period, individuals and families can explore a variety of Marketplace insurance options designed to suit diverse healthcare needs and financial circumstances.
Key Features of ACA Plans
For more detailed information about ACA plans and enrollment, please use the form below. Our team at HealthyAmerica is available to assist you with any questions and help guide you through the enrollment porcess to ensure you find the best plan for your needs.
ACA coverage can only be enrolled during Open Enrollment each year (unless you have a life change or income that qualifies for a special enrollment period.) For details about Affordable Care Act, you can visit Healthcare.gov.
Marketplace plans are put into 4 categories (or "metal levels"): Bronze, Silver, Gold, and Platinum. Catastrophic plans are a 5th category available to people under 30 and some people with limited incomes.2
The categories have nothing to do with the quality of care you get in a plan. Generally, the difference between categories is based on the plan's share and your share of costs for covered services. If you qualify for extra savings (based on your income) and enroll in a Silver plan, the plan pays more and you pay less. Learn more about extra savings.2
The percentages listed are estimates of the plan's share and your share of costs when you get covered services. The actual costs you pay vary by plan.
| Plan Category | Plan Pays | You Pay | Deductible is generally |
|---|---|---|---|
| Bronze | 60% | 40% | High |
| Silver | 70% | 30% | Moderate |
| Silver with extra savings | 73-96% | 6-27% (Depends on how much savings you qualify for) | Low |
| Gold | 80% | 20% | Low |
| Platinum | 90% | 10% | Low |
2All information and chart above were taken from Healthcare.gov/choose-a-plan/plans-categories - CLICK HERE to view information above at Healthcare.gov.
We strive to provide you with a variety of options for inquiring and enrolling in our plans. Whether you are interested in comprehensive health insurance, supplemental insurance, dental and vision plans, association membership, or non-insurance service and discount plans, you can choose the method that best suits your needs. Here are the options available to you:
Our team of licensed and federally-certified health insurance agents is available to provide you with personalized assistance. They can help you navigate the different plans available, answer your questions, and offer advice tailored to your specific situation.
Use the form below to request a call, and and agent will contact you as soon as possible to assist you with your enrollment process.
If you already know which plan you want, you can directly enroll in it online without needing to consult an agent.
Below is the link you can use for a simple and straightforward enrollment process. If you need any assistance, please do not hesitate to contact us at 866-438-4274 where our agents are ready to help you.
For those interested in ACA plans, it is essential to use the form to request information. Our agents are specially trained to provide detailed guidance and ensure you receive the best plan for your needs.